Below are links to a collection of comprehensive information about Carson-Newman.

Tuition, Fees and Aid

  • Cost of Attendance

    Below is a breakdown of your estimated costs, both direct (billable) and indirect (non-billable) costs, for one academic year. This information is an estimate for the incoming fall class and will be updated annually. 


    Estimated Undergraduate Budget 2021/22

    The following estimates are based on full-time, traditional enrollment with on-campus housing.

    [insert new budget chart]

    Rates and costs are subject to change without notice. 


    Estimated Graduate Degree Budget 2021/21

    Varies based on academic program. See Graduate Tuition and Fees [link]


    What affects your costs?

    • Enrolling in less than or more than the normal class load.  Students in traditional undergraduate courses are billed the same tuition amount for 12–17.5 credits.
    • Graduate and adult students are billed per credit hour.
    • Indirect (non-billable) costs are based on your housing status each term and will vary according to spending habits for books, transportation, and personal costs.
    • Housing costs will vary, and off-campus options may reduce total costs. 
    • Additional class fees may be assessed upon registration.
  • Tuition and Fees
  • Apply for Aid

    Carson-Newman is committed to making private education affordable. Our Financial Aid representatives will customize a plan for each student. 

    The first step in the process is completion of the Free Application for Federal Student Aid (FAFSA®). Carson-Newman’s FAFSA code is 003481. 

    Learn more about the process and begin your application

    Get the myStudentAid Apple app

    Get the myStudentAid Google Play app

  • Books & Financial Aid

    If your financial aid exceeds your student charges, a book credit will be available to you. If you have initiated an authorization with Student Accounts, or if you are a Federal Pell Grant recipient, your available book credit will be sent electronically to the bookstore when the e-confirm process begins each semester. There is no e-confirm process in summer, so your credit will be sent in advance of the summer term. If you choose to obtain books through another method/place or wish to opt out of this process, please contact Student Accounts directly.

    Visit the C-N Bookstore

  • Scholarship Search

    We encourage prospective students to discover the wide range of scholarships available for today’s college students. There are many free scholarship searches, and our financial aid representative will be happy to help you in your exploration. Contact the Office of Financial Aid (email address or link to contact) for more information. Current C-N students will also find scholarship updates on EagleNet. 

    Tips for Scholarship Searches

    • Don't Get Scammed. There are many free scholarship searches that are reliable, but use caution for any search that asks for money. If you have to pay money to receive money, it is probably a scam. Consult the Federal Trade Commission website for more tell-tale signs of scholarship scams. also has a good reference page regarding scholarship searches.
    • Don't Pay for a Scholarship Service. There are many reliable free scholarship search services, so we do not recommend paying for a search service. We also recommend personalized searches, such as visiting your local library, reviewing published scholarship books, asking a high school guidance counselor, or visiting a college financial aid office for information.
    • Don't Miss Deadlines. Make a list of scholarship deadlines and plan to respond before those dates. Make note if you need other information to submit, such as a reference letter from a teacher or professor or documentation of your financial need results from your Free Application for Federal Student Aid (FAFSA) filing. If you need something from someone else, plan accordingly. Asking someone at the last minute for a letter or documentation is not a good idea. Give that person at least two weeks to fulfill your request (one week at the very minimum).
    • Don't Rule Out a Scholarship. Apply for a scholarship even if you think you might not get it. When an essay is required, some students may not to even try, so the application pool may be smaller. This gives you an even higher chance of being selected.
  • General Aid Provisions: Basic Eligibility Guidelines
    1. To renew your federal, state and need-based C-N aid, you must file the Free Application for Federal Student Aid (FAFSA) each year. Priority FAFSA deadline is February 1st. The FAFSA application for each fall opens the October 1 in the year prior.
    2. Your award is based on financial information supplied by you and/or your family. Your award is subject to revision if your financial situation changes, if errors in data are discovered, or if additional assistance from other sources exceeds your individual limits. Your award is also subject to revision if you change your housing status or drop below full-time enrollment. 
    3. Your award is determined in accordance with laws, regulations, appropriations (existing or anticipated) of the U.S. Department of Education and by the regulations of the applicable federal, state and University programs. Award provisions are subject to change without notice.
    4. Your financial aid student records are protected under the Family Educational Rights and Privacy Act of 1974 (FERPA). For more detailed information, please access the FERPA page.
    5. By signing your Financial Aid Award Letter or accepting your aid through C-N Connect, you are authorizing us to release information to the U.S. Department of Education, state agencies, scholarship donors, scholarship selection committees and other C-N departments as needed.
    6. You are required to notify the Office of Financial Aid in writing or via email of the amounts of any financial aid received from outside sources and of any changes in enrollment status.
    7. Carson-Newman University aid is available for eight semesters for incoming freshman. Transfer students may retain this award for the number of semesters normally required to achieve graduation. Only students enrolled full-time in our traditional undergraduate programs seeking their first undergraduate degree are eligible for University merit scholarships, need-based scholarships and endowments.
    8. In preparing undergraduate award letters, C-N assumes full-time enrollment each semester. Undergraduate students must contact the office of Financial Aid if you will enroll for less than full-time attendance or if you plan to repeat a course in which you have earned credit previously. To reflect your current status, the Office of Financial Aid will adjust awards after each drop period ends. Due to C-N policy of grade replacement, when repeating a course with a D or better, your financial aid enrollment status will be based on courses for which you will receive new credit. For examples of how this policy is applied, review the Satisfactory Academic Progress information. C-N University aid is reserved for full-time, on-ground students seeking their first undergraduate degree.
    9. You must be enrolled at least half-time to maintain eligibility for loan disbursements each semester. Undergraduate and graduate enrollment of at least half-time is six credit hours per term (as of 2018).
  • Financial Aid Professionals Code of Conduct

    In compliance with the Higher Education Opportunity Act (HEOA) of 2008, the following Code of Conduct was written in respect to the Title IV Stafford Loan program. Financial Aid employees are prohibited from the following:

    Conflicts of interest in respect to loans.

    Revenue sharing arrangements with any lender.

    Soliciting or accepting gifts from a lender, guarantor or servicer. Gifts include "gratuity, favor, discount, entertainment, hospitality, loan or any other item having a monetary value of more than a de minimus amount," including services, transportation, lodging and meals. A gift does not include the following:

    • Standard materials, activities or programs related to a loan being provided
    • Food, refreshments, training or informational materials provided as part of a training session conducted by the lender in order for the institution to improve services
    • Favorable terms, conditions or borrower benefits provided to a student employed by the institution if comparable terms are provided to all students of the institution
    • Entrance and exit counseling services provided to borrowers as long as a covered institution's staff is in control of the counseling and the counseling does not promote one specific lender
    • Philanthropic contributions to an institution unrelated to education loans
    • State education grants, scholarships or financial aid funds

    Receipt of any fees, payments or any other financial benefits for consulting services by anyone with responsibilities in respect to education loans.

    Assigning first-time borrower's loans to a particular lender and not delaying certification of any loan regardless of the lender or guaranty agency the borrower selects.

    Accepting any funds to be used for private education loans in exchange for the institution providing concessions to the private lender.

    In general, Carson-Newman University Financial Aid employees hold themselves to the following standards:

    Refrain from taking any action for his or her personal benefit.

    Refrain from taking any action he or she believes is contrary to law, regulation or best interests of the students and parents he or she serves.

    Ensure that the information he or she provides is accurate and unbiased and does not reflect any preference arising from actual or potential personal gain.

    Remain objective in making decisions and advising the institution regarding relationships with any entity involved in any aspect of student financial aid.

    Refrain from soliciting or accepting anything beyond nominal value from any entity (other than an institution of higher education or a governmental entity such as the U.S. Department of Education) involved in the making, holding, consolidating or processing of any student loans, including anything of value (including reimbursement of expenses) for serving on an advisory body or part of a training activity of or sponsored by any such entity.

    Disclose to his or her institution in such manner, as his or her institution may prescribe, any involvement with or interest in any entity involved in any aspect of student financial aid.


    Statement of Ethical Principles

    Carson-Newman University puts the best interest and needs of our students and their families first. Click for the NASFAA (National Association of Student Financial Aid Administrators) Statement of Ethical Principles, which has been adopted by the Carson-Newman University Office of Financial Aid as a participating member of NASFAA.


    University Code of Professional Conduct

    All Carson-Newman employees are held to very high standards in order to provide the best service to our students and their families. Employees are expected to conduct themselves in a professional manner by practicing good customer service and recognizing confidentiality in the position. Employees are expected to conduct themselves in a manner appropriate to a Christian institution and to be a worthy example in moral conduct and behavior for students of the University.

  • Financial Aid Handbook

    The Carson-Newman Financial Aid Handbook is designed to answer common questions for financial aid recipients. Terms and conditions of awards are outlined in the handbook. Terms and conditions of awards are subject to change without notice based on change(s) in federal, state, NCAA, or university policies. Contact the Office of Financial Aid (link or email address) for any additional questions. 


    Financial Aid Handbook

  • Rights & Responsibilities

    As a student financial aid recipient, you have the right to:

    1. Know the correct deadlines and procedures for submission of aid applications.
    2. Know the types of aid available, including all federal, state and institutional aid programs, and the policies or regulations that govern these programs.
    3. Know the cost of attendance at Carson-Newman and the University's refund policy.
    4. Know how financial need is determined, the criteria for awarding aid, how academic progress is determined and what you have to do to continue receiving aid.
    5. Know the type and amount of assistance you will receive, how much of your need has been met and how and when you will receive your aid funds.
    6. View the contents of your student financial aid file, in accordance with the Family Educational Rights and Privacy Act.
    7. Know the conditions of any loan you accept.
    8. Know the terms, conditions and pay rate for any student job you accept under the Federal Work Study Program.
    9. Appeal decisions if you have been denied financial assistance. Appeals must be filed no later than 30 days from the decision of denial.
    10. Expect and receive complete confidentiality about financial aid awarded by our office.
    11. Know the University complaint procedures for online education and on-ground students.


    1. Know the University Enrollment and Graduation data and University Fire and Safety data.



    As a student financial aid recipient, it is your responsibility to:

    1. Accurately complete and submit application materials within required or recommended time frames.
    2. Know and comply with enrollment requirements related to financial aid eligibility.
    3. Read all materials sent to you in printed or electronic format from the Office of Financial Aid and other agencies awarding you aid. 
    4. Read, understand, and keep copies of all forms you sign. (Check your C-N email often.)
    5. Accept responsibility for all agreements and forms you sign on paper or electronically.
    6. Use funds awarded to you solely for educational expenses incurred while attending Carson-Newman.
    7. Notify the Office of Financial Aid when your housing or enrollment status changes.
    8. Notify the Office of Financial Aid within 30 days of a grade change, such as an incomplete converting to a grade, as timely notification is necessary for aid eligibility monitoring.
    9. Know and comply with the rules governing the aid you receive to include the Satisfactory Academic Progress Standards.
    10. Provide additional documentation, federal tax returns, W-2s and any additional information when requested by the Office of Financial Aid.
    11. Comply with the provisions of any billing promissory note and all other University agreements you sign.
    12. Know the University's refund policy and implications of dropping a course or withdrawing from the University.
    13. Repay all educational loans according to the repayment provisions agreed upon at the time the loan was accepted and the promissory note signed.
    14. Enroll at least half-time and complete exit counseling upon ending enrollment, if borrowing Federal Direct Loans.
    15. Report any wages, loans, grants or scholarships received from external private sources to the Treasurer’s Office / Student Accounts Office.  External sources of aid may cause a revision of aid awarded to you.
    16. Keep your local and permanent addresses current with the Registrar’s Office and with any lending institutions.


  • Institutional Information
  • Disbursement Dates and Credit Balance Refunds

    Disbursement Dates

    The Office of Financial Aid disburses financial aid payments to the Student Accounts Office on the dates listed below after all required paperwork is complete. Paperwork not completed before the scheduled disbursement dates will result in a delay. Disbursements outside of the following schedule will only be processed on Thursday of each week. 

    The Office of Financial Aid will email you when loans are posted to your account. If an email address is not available, the notice will be sent via mail. You may reduce or reject the loan within 14 days. 


    Credit Balance Refunds

    When financial aid disbursement(s) create a credit balance, the Office of Student Accounts will issue a refund check within 14 calendar days of the disbursement date as reflected on your statement of account. Checks will be mailed to parent borrowers of the Parent PLUS Loan if indicated on the application. All students will be notified by Student Accounts and may pick up checks or request that checks be mailed. To pick up checks, present a valid photo ID at the Student Accounts window in the Fite Administration Building during regular business hours.  

Federal Guidelines

  • Title IX

    In university programs and activities, Carson-Newman University does not discriminate on the basis of race, color, national origin, sex, disability, age or veteran’s status.

    Title IX of the Education Amendments of 1972 protects individuals from discrimination in educational programs and activities which receive Federal financial assistance. Title IX specifically states that “No person in the United States shall, on the basis of sex, be excluded from participation in, be denied the benefits of, or be subjected to discrimination under any education program or activity receiving Federal assistance.” Sexual harassment of students, which includes sexual violence, is a form of sex discrimination prohibited by Title IX. Under the guidelines provided by Title IX, sexual violence refers to physical sexual acts perpetrated against a person’s will or where a person is incapable of giving consent due to the victim’s use of drugs or alcohol.

    Carson-Newman University understands its obligations under Title IX to protect students in connection with all academic, educational, extracurricular, athletic and other programs it sponsors whether those programs take place on campus or off campus. Carson-Newman University expects its students to refrain from sexual misconduct at any time and at any place.

    Those who have a complaint regarding sexual assault, stalking, domestic violence, dating violence or other violations of the Sexual Misconduct Policy should contact the Campus Title IX Coordinator, who will initiate an investigation in accordance with the complaint and grievance procedures outlined in the Student Handbook. More information is provided in the Discrimination and Harassment Section of the Student Handbook.

    The Title IX Coordinator for Carson-Newman University is the director of Human Resources:

    Title IX Coordinator
    Elaine W. Smith, SPHR
    1646 Russell Avenue 

    Fite Administration Building, Suite 204
    Jefferson City, TN 37760
    Office Telephone: (865) 471-7164

  • Federal Student Loan Counseling

    Entrance and exit counseling are designed to help student borrowers understand the benefits and responsibilities associated with Direct Loans. 

    Direct Loan Entrance Counseling

    Both the entrance counseling and Master Promissory Note are required for loan disbursement. Use the Student Loans link below to complete this process for Federal Direct Stafford Loans or Direct PLUS Loans.

    Direct Loan Exit Counseling

    Federal regulations require all student loan borrowers to participate in Stafford Loan exit counseling whenever dropping below half-time enrollment status, transferring, withdrawing or graduating. Use the Student Loans link below to complete exit counseling.



  • Federal Student Aid Penalties for Drug Violations

    Students convicted of a federal or state offense of selling or possessing illegal drugs may not be eligible for federal student aid (grants, loans and work study). Students who answer "Yes" to question 31 on the FAFSA will be sent a worksheet by the federal processing center to determine if the conviction affects eligibility for aid. Also, if the Financial Aid Office is notified that a student has been convicted of possession or sale of illegal drugs during the academic year, all federal student aid will be suspended immediately.

    Convictions only count if the offense occurred during a period of enrollment for which the student was receiving federal student aid. Also, a conviction that was reversed, set aside or removed from the student's record does not count.

    The chart below illustrates the period of ineligibility for federal student aid funds depending on whether the conviction was for sale or possession and whether the student had previous offenses. (A conviction for sale of drugs includes convictions for conspiring to sell drugs.)


    Possession of Illegal Drugs

    Sale of Illegal Drugs

    1st Offense

    1 year from date of conviction

    2 years from date of conviction

    2nd Offense

    2 years from date of conviction

    Indefinite Period

    3+ Offenses

    Indefinite Period

    Indefinite Period

    Students regain eligibility the day after the period of ineligibility ends or when they successfully complete a qualified drug rehabilitation program. Further drug convictions will extend ineligibility. Students denied eligibility for an indefinite period can regain aid only after successfully completing a rehabilitation program or if a conviction is reversed, set aside or removed from the student's record so that fewer than two convictions for sale or three convictions for possession remain on the record. In such cases, the nature and dates of the remaining convictions will determine when the student regains eligibility. It is the student's responsibility to certify to the Office of Financial Aid the date of conviction and if he/she has completed a drug rehabilitation program.